15 guides
Car insurance savings and car security guides
Independent consumer education. We're not an insurer, agent or broker, we don't sell security products, and we take no commissions.
Discounts
The discounts to ask about, bundles, telematics and payment plans.
- Car insurance discounts worth asking about
The discounts many insurers offer, and the ones drivers forget to ask for.
- Does bundling home and auto really save money?
When a bundle discount helps, and when separate policies cost less.
- Telematics and usage-based insurance
How driving-tracking programs work, what they measure and the privacy questions to ask.
- Paying in full vs. monthly
Installment fees, pay-in-full discounts and how to compare.
What sets your price
Rating factors, credit, tickets and teen drivers.
- What affects your car insurance premium
The common rating factors, and which ones you can change.
- Credit-based insurance scores
How credit can affect car insurance prices, and where it can't.
- How tickets and accidents affect your rate
How long they usually count, and options that may help.
- Adding a teen driver without overpaying
Ways families can lower the cost of insuring a new driver.
Smart coverage choices
Deductibles, older cars and what not to cut.
- Raising your deductible: when it makes sense
How to work out whether a higher deductible pays for itself.
- Should you drop collision on an older car?
A simple way to think about it, and when you can't.
- Coverage you shouldn't cut to save money
Where cutting costs can expose you to much bigger losses.
Theft prevention
Layers of protection, catalytic converters, keyless theft and what to do after a theft.
- Car theft prevention: the layered approach
Simple habits first, then visible deterrents, then tracking.
- Catalytic converter theft
Why converters are stolen, which cars are targeted, and how to protect yours.
- Keyless entry and relay theft
How relay attacks work and simple ways to block them.
- What to do if your car is stolen
The first calls to make, and how the insurance claim works.