Guides / What sets your price
How tickets and accidents affect your rate
How long they usually count, and options that may help.
Moving violations and at-fault accidents usually raise premiums for several years, depending on your insurer and state.
Options to ask about
- Traffic school or defensive driving courses that keep a ticket off your record or earn a discount (rules vary by state)
- Accident forgiveness programs, and what they cost
- Re-shopping when an incident is about to drop off your record
Educational information, not insurance advice. Discounts and rules vary by state and insurer; ask your insurer about your policy. Secure Motors is not an insurer, agent or broker and takes no commissions.