Guides / Discounts
Car insurance discounts worth asking about
The discounts many insurers offer, and the ones drivers forget to ask for.
Discounts vary by insurer and state, and they aren't always applied automatically. A short call at renewal to ask about each one costs nothing.
Driver discounts
- Safe or claims-free driving
- Defensive driving course (some states require insurers to offer one, often for older drivers)
- Good student, for young drivers with strong grades
- Student away at school without a car
- Military, professional or alumni group affiliations
Policy discounts
- Multi-car
- Bundling home or renters with auto
- Paying in full
- Automatic payments and paperless documents
- Signing early, before your current policy ends
- Long-time customer
Vehicle discounts
- Anti-theft devices
- Safety features such as anti-lock brakes and airbags
- Low annual mileage
- New car
Educational information, not insurance advice. Discounts and rules vary by state and insurer; ask your insurer about your policy. Secure Motors is not an insurer, agent or broker and takes no commissions.