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Adding a teen driver without overpaying
Ways families can lower the cost of insuring a new driver.
Adding a teen driver usually raises premiums significantly. Several choices can soften the increase while keeping strong coverage.
Ways to lower the cost
- Good student discounts
- Driver education and defensive driving discounts
- Student-away-at-school discounts when the teen leaves the car at home
- Assigning the teen to a safer, less expensive car (if your insurer allows assignment)
- Telematics programs for new drivers
- Comparing insurers; prices for teen drivers vary widely
Don't cut
Liability limits matter more, not less, with an inexperienced driver in the household.
Educational information, not insurance advice. Discounts and rules vary by state and insurer; ask your insurer about your policy. Secure Motors is not an insurer, agent or broker and takes no commissions.